What's noteworthy is the 5%. I see it like I see the peak of Mount Everest. Without that peak, I just don't think anything else out there is noteworthy in the eyes of serious mountain climbers. To make money at home, just like any business, is subject to risks, downturns and upturns. Ultimately, it is the dedication, ability to gather knowledge, hard work and discipline of the person tapping on the keyboard that will decide whether he or she makes it to the "peak" or to the 5%.
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